Now I know why my dad chose not to invest apple...

Forgive me if I sound like an airhead,
but what the heck is Broome talking about. I mean I get what he's talking about but what the heck is he actually talking about. Personally I think that this piece totally could have been kept out of the book I dont think the guy ever really reached an actual conclusion.(then again i might be wrong, my steady intake of benadryl over the past few days maybe affecting my ability to comprehend things...but i dont think thats the case)

The question proposed to us was what does Broome claim the money market reveals about people's ethical judgements about the value of future well-being. Okay so. Basically I found this one sentence that I think pretty much sums up the answer to that question. Broome asserts that," the evidence shows that, when people borrow and lend, they often give less weight to their own future well-being than to their present well-being." Bingo. There it is.
I guess that statement can be tied to that whole concept of discount rate in the article. People judge their current lifestyle and the goods they have the most access to NOW as being worth more than ones that they will receive down the road. Furthermore, if they are not even going to be the recipients of these future goods or benefits. The less value you place on future stuff the higher your discount rate will be and the less motivated you will be to make sacrifices now. Like investing in stocks in the money market. My dad could have invested in Apple like idk twenty years ago (I really wish he did) but he didn't really see that much future gain, instead it was just like ummm I don't want to buy a shit ton of stocks in that company now because I wont be getting an income from it any time soon.
does that make sense?
if it doesn't...well sorry i dont know what to tell you and i probably wont feel like explaining.